Silver is the internal virtual currency used for paying monthly or yearly subscriptions, purchasing books, services, or other content offered by the app and its management. Silver cannot be converted into Gold or any form of real currency. Any attempt to do so is strictly prohibited and will result in account suspension.
The value of each Silver unit is fixed at 0.01 USD, and all transactions are calculated accordingly. Users are only allowed to use Silver for clearly defined purposes within the app. Any unauthorized use is considered a violation and may result in account suspension.
💰 Definitions and Use of Gold and Silver
Silver is the internal virtual currency used for paying monthly or yearly subscriptions, purchasing books, services, or other content offered by the app and its management. Silver cannot be converted into Gold or any form of real currency. Any attempt to do so is strictly prohibited and will result in account suspension. The value of each Silver unit is fixed at 0.01 USD, and all transactions are calculated accordingly. Users are only allowed to use Silver for clearly defined purposes within the app. Any unauthorized use is considered a violation and may result in account suspension.
Gold is a separate internal virtual currency used by users to price and sell their products, courses, and other user generated content. Each unit of Gold is also valued at 0.01 USD. Sellers are required to use Gold for all pricing within the app, and using any other currency is strictly forbidden. Gold is exclusively for selling goods and courses, and it cannot be exchanged for Silver or any form of currency except through the official monthly settlement process.
🛒 Purchase and Sale Through Official Agents
Buying and selling Gold and Silver is only allowed through officially authorized agents approved by the company. Any financial transaction outside these agents is unauthorized, and the legal and financial responsibility lies solely with the user. The platform holds no liability for transactions made beyond the approved agent network. It is the user’s responsibility to verify the legitimacy of any agent before making a purchase.
📑 General Financial Regulations
Users must comply with the financial and tax laws of their own country and are solely responsible for paying any applicable taxes or fees. The platform acts only as a financial intermediary and does not take responsibility for users’ tax reporting. If required by legal or tax authorities, the platform may disclose financial information of users.
All transactions involving Gold or Silver are final and non refundable. Users must ensure their decisions before proceeding. In case of technical issues during a transaction, users must report the issue to support within 72 hours. Beyond that, the platform bears no responsibility for recovery of funds.
🎓 Selling Content and Courses Using Gold
Sellers must price their products or courses using Gold. They are fully responsible for the quality and accuracy of the content provided. The platform does not guarantee or take responsibility for the quality of any product or course, and users are advised to review carefully before purchasing.
Buyers may only use Gold for purchasing content from sellers. No other currencies are accepted. All purchases are final and cannot be canceled. If a quality issue arises, buyers may contact support, but the platform does not mediate disputes between buyers and sellers.
🏦 Monthly Settlement and Conversion of Gold
Sellers may request a cash payout once they accumulate a sufficient balance of Gold. Settlements are processed monthly and may take 7 to 14 business days to complete. Sellers must provide accurate banking information in their profiles. The platform is not responsible for payment failures caused by incorrect account details. There is a minimum payout threshold (e.g., $10 or 1,000 Gold). If the balance is below the threshold, payment will be deferred.
Each Gold unit equals 0.01 USD. Settlements are calculated at this fixed rate. Bank transfer or currency conversion fees may apply and will be deducted from the final amount. All payouts are subject to international banking regulations and may be delayed due to banking restrictions or currency limitations.
The platform may convert values into the user’s local currency for calculation purposes, applying appropriate exchange rates during settlements. Sellers have access to detailed financial reports in their dashboard.
⚖️ User Tax Responsibilities and Legal Obligations
Users are responsible for declaring and paying taxes related to their earnings. The platform does not provide tax reporting services. It may disclose user data to legal or tax authorities if formally requested. Sellers must follow all relevant financial and tax regulations. Any violations are their own legal responsibility.
The platform functions solely as a neutral intermediary and is not responsible for product quality, compliance, or delivery by sellers. Any legal or financial disputes between users must be resolved independently. Users must adhere to all applicable laws and policies. Non compliance may result in account suspension.
🌍 Restrictions in Sanctioned Countries
Users from countries subject to international sanctions may only conduct transactions through officially designated agents. They are not permitted to directly purchase Gold, Silver, or claim cash rewards through the app and must use the approved external channels only.